For many, saving money is one of the toughest things to do. But if you're determined and want to have something to fall back on when you need it, here are some practical ways to make it happen.
1. Set aside some cash for savings every day. Don't count whether you have 5, 10, 20, 50, or 100 bucks. See how much you can save in a month.
2. Get a digital coin bank. If you prefer a smart coin bank, there are digital ones now that can count how much you've saved... it's like having your own "deposit bank" to motivate you.
3. Save your change. Coins might seem small in value, but they add up. Instead of spending them, collect all your change in a cute container or a piggy bank.
4. Think about your hard work. When you plan to buy something pricey, consider how much you've worked for it. Is it worth your hard-earned money?
5. Avoid borrowing and also limit using credit cards.
6. Use cash. When you physically see how much money you're about to spend, you'll think twice if you really want to spend it and if your purchase is essential.
7. Stay away from places that tempt you to spend. This ties back to tips #5 and #6.
